• Mon - Fri 8.00 - 17.30 | Sat 8.30 - 13.00
  • Cnr Oxford and Eton, Ferndale
  • 011 791 5521

[vc_row full_width=”stretch_row” parallax=”content-moving” parallax_image=”1308″ css=”.vc_custom_1447829611566{margin-bottom: 0px !important;padding-top: 311px !important;}”][vc_column][/vc_column][/vc_row][vc_row css=”.vc_custom_1447829274492{margin-top: -177px !important;margin-bottom: 64px !important;}”][vc_column][contact-form-7 id=”25645″][/vc_column][/vc_row][vc_row][vc_column css=”.vc_custom_1448867253895{margin-bottom: 25px !important;}” offset=”vc_col-lg-4 vc_col-md-12″][vc_tabs interval=”0″ vc_tabs_style_2=”yes”][vc_tab title=”Sales” tab_id=”309debce-b3e3-6″][stm_icon_box title_holder=”h4″ icon=”stm-icon-pin” box_bg_color=”rgba(255,255,255,0.01)” box_text_color=”#232628″ icon_color=”#81d742″ icon_size=”31″ title=”Address” css=”.vc_custom_1605952523389{margin-bottom: 28px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” line_height=”18″ css_icon=”.vc_custom_1605952523387{margin-top: 2px !important;margin-right: 23px !important;margin-left: 4px !important;}”]Cnr Oxford and Eton, Ferndale[/stm_icon_box][stm_icon_box title_holder=”h4″ icon=”stm-icon-phone” box_bg_color=”rgba(255,255,255,0.01)” box_text_color=”#232628″ icon_color=”#81d742″ icon_size=”31″ title=”Sales Phone” css=”.vc_custom_1607277533513{margin-bottom: 27px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” line_height=”18″ css_icon=”.vc_custom_1607277533510{margin-top: 2px !important;margin-right: 23px !important;margin-left: 4px !important;}”]011 791 5521

082 458 3984

082 843 8025[/stm_icon_box][stm_icon_box title_holder=”h4″ icon=”stm-icon-time” box_bg_color=”rgba(255,255,255,0.01)” box_text_color=”#232628″ icon_color=”#81d742″ icon_size=”31″ title=”Sales Hours” css=”.vc_custom_1605954178671{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” line_height=”18″ css_icon=”.vc_custom_1605954178670{margin-top: 2px !important;margin-right: 23px !important;margin-left: 4px !important;}”]Mon – Fri: 08:00AM – 05:30PM
Saturday: 08:30AM – 01:30PM
Sunday: Closed
[/stm_icon_box][/vc_tab][/vc_tabs][/vc_column][vc_column css=”.vc_custom_1448867270861{margin-bottom: 25px !important;}” offset=”vc_col-lg-8 vc_col-md-12″][stm_gmap map_height=”378px” map_zoom=”18″ lat=”-26.08059″ lng=”27.98801″ infowindow_text=”Corner Oxford and Eton, Ferndale”][/vc_column][/vc_row][vc_row title=”How do you buy a car from a dealer?” use_custom_heading=”” open=”true” custom_font_container=”tag:h2|text_align:left” custom_use_theme_fonts=”” custom_google_fonts=”font_family:Abril%20Fatface%3Aregular|font_style:400%20regular%3A400%3Anormal” custom_css_animation=”” el_id=”1448883155611-13bd3268-1e1e” custom_el_id=”” custom_el_class=””][vc_column][vc_toggle title=”How do you buy a car from a dealer?” open=”true” el_id=”1448883155611-13bd3268-1e1e”]Buying a car at some point in time is a reality that we all have to face. We’ve compiled a list of several important car buying steps that you should follow. Heeding the advice in this article will help you save money, get the best deal, and hopefully, reduce the amount of stress involved with purchasing a vehicle.

1. Do Your Research

2. Look into Pre-financing Options

3. Buy a Car You Can Afford

4. Buy Based on Purchase Price, Not on Monthly Payments

5. Factor in Insurance Costs

6. Avoid Impulse Buying

7. Always Test Drive the Car[/vc_toggle][vc_toggle title=”Will car dealerships lower price for cash?” el_id=”1448883771023-742811fc-c23d”]Paying cash for your car will reduce your time spent in a dealership, and you can avoid interest charges if the car you are buying does not offer 0% APR financing. However, paying cash will not necessarily guarantee you a better price.[/vc_toggle][vc_toggle title=”Is it better to finance with dealer or bank?” el_id=”1448883776504-40e5b40f-8a4c”]Dealer-arranged financing works the same way as bank financing—the only difference is that the dealer is doing the work on your behalf. … In general, you can usually get lower interest rates on a new car through a dealer than on a used car.[/vc_toggle][vc_toggle title=”How can I pay off my car quicker?” el_id=”1448883777671-add4b195-3bd8″]

Below are some of the best methods to pay off your car loan, credit cards, or any type of debt even faster.

1. Make Bi-Weekly Payments

Submit half the payments to your lender every two weeks instead of the regular monthly payment. This will accomplish three things:

  1. Less interest will accumulate, because your payments will be applied more often.
  • You will pay an extra payment, because there are 52 weeks in a year, which equals 26 yearly payments (or one extra).
  • Doing this for the duration of the loan could shave off several months.

Make sure to discuss this with your lender before making bi-weekly payments, because you might be penalized for any extra payments or paying off the loan balance early.

2. Round Up the Payments

Rounding up your payments is an effortless way to pay extra without even missing the funds. Just like making bi-weekly payments, you don’t need a lot of extra funds to knock a few months off the term of your loan.

3. Find Extra Money

Although the small amounts like R200 here and R120 there might not seem like a lot, they definitely add up. If you have a small part-time job on the side that pays an extra R1000 per month, put that toward the loan.

4. Make One Extra Payment

If you don’t have the cash flow to commit to bi-weekly payments, you can achieve the same result by making one extra payment per year. Use money from a tax refund or bonus from work to help pay down your loan faster.

5. Refinance Your Loan

This is one of the easiest ways to lower your payment, save interest, and pay off your loan in half the time (if you have semi-good credit, of course). Many local banks and credit unions are offering super-low interest rates on mortgage loans and car loans.

6. Take Advantage of Paperless

Sometimes additional discounts are offered when you sign up for auto payments and paperless statements. It saves the lender money by not having to follow up with paper billing and creates a seamless payment experience, so there are no late fees.

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